Hoarding can present significant challenges, both emotionally and physically. As families and individuals seek to address this issue, one of the most daunting aspects can be the financial burden of hoarding cleanup. Whether you’re facing hoarding cleanup for yourself or assisting a loved one, understanding the various avenues for financing such a project is essential. In this blog post, we’ll explore several strategies to help you pay for a hoarding cleanup project, including out-of-pocket payments, charitable assistance, and personal loans.

Out-of-Pocket Payments

  1. Budgeting and Savings: For those who have the financial means, paying for hoarding cleanup out of pocket might be the most straightforward option. Start by assessing your financial situation and creating a budget specifically for the cleanup project. Look for areas where you can cut back on expenses temporarily to allocate more funds to the cleanup effort.
  2. Payment Plans: Some trauma cleanup companies offer flexible payment plans to accommodate clients’ financial situations. Before committing to a particular company, inquire about their payment options. A payment plan allows you to spread the cost of the cleanup over several months, making it more manageable.

Charitable Assistance from Family, Friends, and Community Members

  1. Family Support: If the individual affected by hoarding has supportive family members, they may be willing to contribute financially to the cleanup effort. Have an open and honest conversation with family members about the situation and discuss potential financial contributions. Even small amounts from multiple family members can add up and significantly alleviate the financial burden.
  2. Community Fundraising: In some cases, communities come together to support members in need. Consider organising a fundraising event or creating a crowdfunding campaign to raise funds for the hoarding cleanup project. Reach out to local community organisations, churches, or neighbourhood groups for support and assistance in spreading the word about your fundraising efforts.

Personal Loans

  1. Bank Loans: Personal loans from banks or credit unions are another option for financing hoarding cleanup. Before applying for a loan, research different lenders to find one that offers favourable terms and interest rates. Be sure to consider the impact that taking on additional debt will have on your overall financial situation and repayment ability.
  2. Peer-to-Peer Lending: Platforms that facilitate peer-to-peer lending connect borrowers directly with individual investors willing to fund their loan requests. Peer-to-peer lending can be a viable option for those who may not qualify for traditional bank loans or who prefer a more personalised lending experience.


Hoarding cleanup can be a complex and emotionally taxing process, but securing the necessary funds to finance the project doesn’t have to add to the stress. By exploring options such as out-of-pocket payments, charitable assistance from family, friends, and community members, and personal loans, individuals and families can find a solution that works for their unique financial situation. Remember, reaching out for help and support—whether financial or emotional—is a crucial step towards reclaiming a safe and healthy living environment.

Did you know? We offer a range of other specialist biohazard cleaning services including after death clean up, needle clean up and trauma and crime scene clean up. Contact us on 0203 6408 247 or email us at [email protected] for further information.